[College kids are notorious for being poor. And why shouldn’t we be? We take out student loans to pay for private universities, can barely balance a part-time job with our full-time courseload, and the only “balance” we’re familiar with refers to the number of points left on our dining hall cards. Oh, did I mention many of us tend to splurge every extra penny on PBR’s at the campus bar?

Ok, before everyone gets up in arms about every generalization I just made, let me clarify: if you disagree with everything I just said, you probably don’t need this column. But if you’re nodding along because you’re officially an adult and still don’t know how to manage your money, then you might want to pay attention every week, because I’m going to (try to) get you through this, and make you a successful saver and a wise spender. Starving college students of the world, I bring you Money Matters: a Guide to Handling Your Income (or Lack Thereof).]

This week, I’d like to introduce you to a splendid gem called Free Student Checking. Now, normally, banks will hold your money for you, but they like to find sneaky ways to make a few bucks back themselves. Some checking accounts, for example, have a minimum balance that you always have to have in your account. If your balance goes below that minimum, you get a fine.

Yeah, that’s right. You have to PAY your BANK for being too poor to have any money in the account that consists entirely of your own money that you started out with in the first place. I understand credit card late fees– with credit, you’re spending money you don’t necessarily have– but a fine on your own money? That’s bullsh*t. Read More »

Q:What exactly is “Plan B”, that abortion pill, and should I really stock up now in case I need it later?

A: Ladies, listen up: Plan B is NOT the abortion pill. Not by any stretch of the imagination.

So what is it if it’s not the abortion pill? Basically, Plan B what it sounds like — it’s your backup plan, meant to be taken up to 72 hours after unprotected sex or contraceptive failure, to prevent pregnancy. In fact, Plan B contains levonorgestrel, an ingredient found in many regular birth control pills — but in a higher dose and in two pills, taken 12 hours apart. Again, Plan B only prevents pregnancy; it doesn’t terminate an existing one, like the abortion pill would.

That being said, yes, stock up! Plan B is now available at pharmacies without a prescription if you’re 18 or older. Whether you’re boinking every hour on the hour or in a dry spell, it will give you some peace of mind to know you have a “sh*t happens” plan. My friend recently needed it, and although she was able to get it within a few hours, not everyone is so lucky. Plan B reduces the chance of pregnancy by up to 89%, but it’s more effective when taken sooner rather than later. Read More »

I’ll be honest: I’m a bitch. I have no problem telling it like it is, talking about someone behind his/her back or telling secrets about people I hate. This is why people fight to stay on my good side.

Which is why people are so surprised when they find out about my passion for animals. I cry when those commercials for animal shelters come on the TV, I have to look away from movies or TV shows when an animal gets injured and I wanted to personally kill Michael Vick when it was discovered he was running that evil dog fighting ring.

It is weird, I know, but I can’t help but feel for creatures who don’t have a voice to defend themselves. Yes, even if they have the teeth or claws to do so.

Like sharks. (Yes, I am being completely serious!) Sharks are most often thought of as predators, but lately off the coast of Florida they have become victims. In the past year more and more sharks have been found murdered in the water. There is no excuse for harming another life - especially an innocent one - and it is up to us to protect every creature on this planet.

Please take a moment to sign the attached petition and protect the sharks and our planet’s wildlife.

I am an expert in awkward situations. When I first meet people, more often than not, I leave a horrible first impression. I am similarly awkward in my attempts to be a part of the dating scene.

Just last week, a coworker exclaimed, “Kathryn, you have no game. Your entire approach is off!” Yes, this is true. But somehow, I still get some action, which is why she followed her (rather harsh) declaration with the question, “How do you do it?”

Still, no matter how many times I’ve immediately wished I could retract the bizarre statement that just came out of my mouth, I’ve also been with, or had friends who have been with, equally hopeless guys.

Reviewing my own traumatic events, as well as some of my friends’ bizarre sexual encounters, I’ve compiled a list of some of the worst things to say during sex. Because I’m a woman, they are written from a female perspective, but each of these can be just as cringe-worthy coming from a guy.

1. “Ohhhh, Michael… I mean… Dan?”
Make sure you know the name of the person you’re inviting past the pearly gates. Calling someone by another name will at once crush your partner’s ego and make you look sleazy. Once, I was hooking up with a guy and he proceeded to pour out his feelings for another girl… and try to get my advice on how to go about courting her. That really sucked, and he was pissed when I cut our session short. Read More »

So I have a confession to make: Before reading your insightful comments on my, ‘Reconnecting With the Ex‘ post I did something stupid.

Like a mindless monkey, I welcomed the guy into my house. He greeted me with a bottle of wine. Nervously, we sat in my living room chit-chatting (both knowing in the back of our minds what could happen). He was trying to find a corner to sit in comfortably while I was painted the room. Awkward as humanly possible.

I wasn’t ready to give into him again. But, as always happens with alcohol always, my opinion was slightly different after a few glasses of wine. So, an empty bottle later, we were sprawled out on my couch, covered in paint, holding hands.

(Awww, cute, right? PUKE.) Read More »

In Sex Ed, we had to take “Name that STD” tests. In college, our RA’s handed out “Safe Sex” kits filled with condoms and pamphlets on HPV, the most common sexually transmitted infection. About 20 million Americans are currently infected with HPV, with about 6.2 new infections popping up each year. Over 50% of sexually active men and women acquire a genital HPV infection during their lives, and on college campus, the numbers are even higher. If those numbers aren’t enough to encourage you to get the new HPV vaccine, check out the story of Dede, an Indonesian fisherman who just got diagnosed with some pretty serious HPV.

1% of sexually active people break out in genital warts. You might think that number seems low, but are you really willing to play Russian roulette with your vagine? Getting back to Dede, the 35-year-old man has been labeled the “Tree Man,” due to some mysterious lesions on his skin, and root-like growths stemming from his hands and feet. For years, his condition went undiagnosed, until an American doctor discovered that Dede has an HPV infection. Unfortunately for the fisherman, he also has an uncommon immune system defect, so while most people can hide their downstairs bumps, Dede grew severe warts all over his body, causing him to lose his job, his wife, and his self esteem. Read More »

In response to yesterday’s list of 13 Truths About Women, we weren’t sure what to do. Do we respond to their “truths”? Maybe give them a little real information on women, instead of that bullsh*t they came up with?Or, do we go ahead and enlighten the world with some truths about men? Things we know to be true and think everyone should know when dealing with these….creatures.

We went with the latter. So, here they are: 13 Truths About Men That They Will Lie About Until They Die, But We Are Insightful Enough to Figure Out No Matter How Much They Deny:
(We must note, however, that, unlike men, we realize that all these truths can’t possible apply to all men. But they do show up, in some combination, in every single one.)

1. Sex Is Always a Top Priority: Guys often will try to make women believe that they are sensitive and don’t care about sex (“I want to talk!”), but that couldn’t be further from the truth. Sex is always number 1. Over sports. Over work. Over you. Over your relationship when he is in another city and a cute girl starts talking to him. Over his family. Over his health. If sex is an option, he will be taking it. And if sex is an option without a condom, he will be taking it in the 2.5 seconds it takes to rip your clothes off. No time to consider the repercussions, because those don’t matter when he can do it without the burden of a condom! Read More »

Q: I gave head to a guy I met when I was studying abroad, and now I’m worried about STDs. We didn’t use a condom, but he didn’t orgasm. Should I still get tested?

A: Don’t get yourself too worked up over it, but yes, you should get tested. Really, you should get tested after every new sexual partner (yes, oral sex counts). I’ll preface this by saying that I’m not a doctor–which is especially why you should see one–but I do strongly urge you to go get tested, for your health and more so, your peace of mind.

The greater the quantity of infected semen you’re exposed to, the greater the chances are that you may have something–of course, that’s assuming in the first place that the guy even has an STD. Since he didn’t ejaculate, you were at most, only exposed to pre-cum–so yes, it’s technically possible you caught something if he was infected, but the risk is low.

For something like HIV or hepatitis B, which is passed through the bloodstream, you would have to have had abrasions or cuts in your mouth (from a dental visit or biting your tongue, for example.) The same isn’t true for genital warts or herpes, which can spread through contact with the lesion. Even if you inspected his package with a microscope before going downtown, and you’re sure you didn’t see anything suspicious, remember that it’s still possible (but not super likely) to catch something even if there is no active, visible outbreak. Read More »