With the economy in a serious downturn (thanks to the Wall Street Hangover, apparently), smart college women like ourselves know better than to hit the malls and stock up on the latest fashion. We have to save! We have to buy gas! We have to invest in our futures!

But, there are just some things out there that are worth a little splurge. Sure, you may not be able to buy corn products next week, but who cares? You have yourself one of these babies:

1. An iPod.
I’m sure half of you already have iPods, but I’m also sure there are a few of you out there who are like me… unwilling to fork over the dough because you’re cheap and/or poor. Well, let me tell you, investing in an iPod is the way to go. After forking over the dough for something REALLY huge (a new computer), I got a free iPod touch, and wow. Just wow. The future is here. I can’t even fathom getting to access the Internet for free on a device that also plays music and lets me take notes, get the weather, and watch movies… it’s so awesome.

2. A new computer.
After eight years (serious) of lugging around an outdated Mac laptop, I took a deep breath and hit the “purchase” button last week for a new MacBook Pro. My old computer was still working… it was like a tortoise in terms of speed, though, and it wasn’t really capable of streaming video. Oh, yeah, and the total hard drive capacity was 9 GB. My new computer, I am already convinced, is the best investment I’ve ever made. I can Skype! I can load Web pages in under the amount of time it takes me to make a sandwich! I can listen to podcasts! With my old Mac, podcasts were something strange and exotic that I had heard about but never experienced. If you too are toiling away on an ancient computer, GET A NEW ONE! It is sooooo worth it! Read More »

Sometimes I dream about having a sugar daddy. I could shop ’till my little heart’s content. Oh the clothes, mansions, jewelry, and more (so much more!). But I’ve never stopped to think that guys might be dreaming of finding a sugar mama, though I suppose it makes sense.

What guy wouldn’t want a woman to buy him cars, bling, and houses? Especially if that woman is hot.

Well, Nick Cannon’s dream just came true. And he’s taking full advantage of it. Since he married the super-sexy 38-year-old Mariah Carey in April, he’s been spending her dough like it’s going out of style. 27-year-old Cannon has been stocking up on designer duds and was even seen test-driving a $120,000 Maserati Quattroporte. And according to insiders, it’s all on Mariah’s dime (or millions of dimes).

According to a “friend” of Mariah’s, Cannon’s wedding band isn’t even classy; “It’s garish and tacky — and yet another example of Nick’s extravagance at Mariah’s expense.” Come on, Nick, if you’re gonna be spending her money, at least buy some pretty things! Read More »

College can be devastating — to your wallet, that is. Between rising tuition and textbook prices and the cost of housing (student or otherwise), more and more students are finding it impossible to get through college without amassing some serious debt.

And financial institutions know it, too. They create all kinds of products to target needy college students — student loans and credit cards being the most common. There’s a reason why banks and credit card companies practically throw money at college students, and it’s not out of a sense of altruism. They know that if they lend you money now, they will be earning interest on it for the next decade — at the very least.

So how to avoid getting screwed by moneygrubbing financial institutions? Bob Sullivan has some answers for you in his fantastic little book, Gotcha Capitalism. Although the point of the book is to expose the sneaky fees businesses hit us with every day, there are several pertinent chapters for college students: one on student loans, one on credit cards, and one on cell phones.

Since pretty much every college student these days has at least one of each of those things, Gotcha is practically a handbook for surviving college without burying yourself in debt. Read More »

Saving money.

I’ve thought long and hard about the ways in which I saved during my college years, throughout the working summer and now into the land of something close to adulthood. I complied a list. Let it guide you back to the bank.

1. Bang trim. Do not succumb to cutting your own bangs. Most salons don’t market this but, if you’re a regular costumer they will give you a bang trim for free! And also, whatever you do, do not do an at home dye job unless you or a friend really know what you are doing. If you check around town for a cosmetology school you can get a good cut and or color for a reasonable price.

2. Don’t spend more than two dollars for a cup of coffee. In fact, don’t spend any at all. I read a study once that said eating an apple in the morning can wake you quicker than a cup of coffee.

3. Buy generic. You’d be surprised that in nearly every comparison I have every conducted the generic brand has almost always included the same ingredients and tastes just as good. Read More »